2024年12月大学英语四级阅读模拟题(9)

　　备考英语四级模拟题，重点是熟悉各部分的题型和考点，多练习以提高答题技巧和时间管理能力，增强应对考试压力的能力。新东方在线为大家整理了“2024年12月大学英语四级阅读模拟题(9)”，一起来测试吧!

　　2024年12月大学英语四级阅读模拟题(9)

　　However you view credit cards. it's hard to live in the modem world without one. And if you have one, you owe it to yourself to use it properly.

　　Although credit cards are becoming a more acceptable part of the financial scene, they are still regarded with suspicion by many as being a major part of the "live now pay later" syndrome. Along with hire purchase, rental and leasing schemes. they provide encouragement to spend more money. They can allow you to pile up debts that you have difficulty paying off, they can also let you spend next month's salary today. Of course, it is only the foolhardy who succumb to the temptation to live. temporarily at least, beyond their means. and such people would no doubt manage to do so even without credit cards.

　　Advertising campaigns have. however, promoted a growing realization of the advantages of these small pieces of plastic. They obviate the need to carry large amounts of cash and are always useful in emergencies. All the credit card organizations charge interest on a monthly basis which may work out as high as 25 per cent a year. yet judicious purchasing using a card can mean that you obtain up to seven weeks interest freecredit. Using me card abroad where items frequently take a long time to be included on your account can extend this period even further.

　　It is worthwhile shopping around before deciding on a particular credit card. It is necessary to consider the amount of credit granted; interest rates, which may vary slightly; che number and range of outlets, chough most cards cover major garages, hotels. restaurants and departments stores: and of course. what happens if your card is lost or stolen A credit card chief may be sitting on a potential gold mine particularlyif there is delay in reporting the loss of the card.

　　Using a credit card wisely takes discipline and a little self-control. Once you realize your debt is someone else’s profit margin, your approach to your plastic will change. With a bit of discipline and some practical knowledge, you can make your cards work for you. rather than the other way round. As a matter of fact, a credit card can cost nothing or at least help to tide you over a period of financial difficulty.

　　1.Many people suspect that credit cards lure people to_______________.

　　2.The author seems to believe that even in the absence of credit cards. some people would undoubtedly_________________.

　　3.In Para. 3, in addition to the advantages of no need lo carry cash and being useful in emergencies, whatelse is said to be the advantage of credit cards?

　　4.What is the main idea of Para.4?

　　5.A credit card user can control himself to take better advantage of credit card if he knows well the truth that____________________.

　　以上就是新东方在线小编为大家整理的“2024年12月大学英语四级阅读模拟题(9)”的内容，预祝各位小伙伴顺利通过四级考试!